Attention homeowners: Real estate appraisal services for in Naples and Collier County

See the top 7 reasons Florida homeowners hire Metro Appraisals:

1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
2. Challenge Collier County's assessment of your property
3. Remove PMI to cut a mortgage payment
4. Reinstate their Home Equity Line of Credit (or HELOC)
5. Review another appraiser's report for verification
6. In the case of a divorce in the state of Florida, where property needs to be divided
7. To determine the true market value of real estate to settle an estate in Florida

	Own a home in or near Naples, Florida and need help deciding the price of it? Contact Metro Appraisals.

We at Metro Appraisals understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Metro Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Challenge Collier County's assessment of your property

Let's say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Metro Appraisals is your strongest weapon.

Appraisals to cancel PMI

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping customers just like you do away with unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be difficult from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Metro Appraisals can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a professional double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.